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A guide to our Interest Charges and Fees

Interest Charges

Annual Interest Rates vary from 10% p.a. to 28% p.a.
Typically a 12 month agreement will be charged at 16.03% p.a. and a 10 month agreement will be charged at 19.58% p.a. The equivalent Flat Rate percentage is 7.5% p.a.

Fees

Administration – administration charges vary from $10 – $50.
Typically an agreement will be charged $30 per year.

Endorsement/Mid Term Adjustment Fee – $5.00

Repayment Dishonour Fee – $5.00

Agreement Cancellation Fee – $20.00